1. How old are you now in years?

2. For you KiwiSaver is mostly about keeping your money safe (making sure the value of any savings you have contributed does not reduce). You're more concerned about protecting your savings than achieving high returns. I...

Strongly agree, keeping my money safe is most important to me.
Agree, I want to keep my money safe, but I am also interested in returns.
Disagree, I'm mostly concerned in achieving returns.
Strongly disagree, my goal is to get the best possible return and I accept my investment value may go up and down.

3. Outside of the money you are saving through KiwiSaver, I have...

No other savings
Some savings but I will not continue to add to these savings in addition to KiwiSaver
Some savings which I will continue to add to as well as saving into KiwiSaver
At least one year of salary already saved or invested outside of KiwiSaver which I may or may not continue to add to.

4. Imagine your KiwiSaver savings have built up to $10,000 and over the next year they drop in value to $9,000. What would you do?

Consider switching to a lower risk investment fund
Monitor my investment closely.
Do nothing and expect that my investment will recover at some time in the next 1-2 years
Consider increasing the amount I am saving

5. Which of these statements most closely describes how much you know about investments?

I'm only familiar with bank term deposits and savings accounts.
I know a little bit about investments other than bank deposits and savings accounts and understand why diversification is important for investing.
I understand different types of investments have different levels of risk and return which cause them to rise and fall in value at different times.
I understand all types of investments well (including shares and property) and understand the various influences on their returns.

Note:
This profile should not be your only source of information and advice when you are making investment decisions. It should be treated as a guide only and is not a personal investment or financial plan. You may wish to seek advice from a financial adviser. If so you can contact us here (info@costello.co.nz)